🔥 Marks and Smart — Fractional Finance Services Built for SMBs Who Want Control, Clarity & Growth

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Why SMBs Choose Marks and Smart

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Most small businesses don’t fail because of bad products. They fail because they’re flying blind.

No cash visibility. No forecasting. No accountability. No one owning the numbers.

Marks and Smart fixes that.

With 30+ years of Controller & CFO leadership — now fractionalized — we build the financial systems, reporting,

and discipline that let founders make decisions with confidence, not guesswork.

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Our Fractional Service Offerings

📘 Fractional Bookkeeping

Accurate, consistent, audit‑ready books — every single month.

Your books shouldn’t be a mystery. They shouldn’t be late. And they definitely shouldn’t be wrong.

What’s Included:

• Daily transaction management

• Bank & credit card reconciliations

• Receipt & documentation organization

• Clean, standardized chart of accounts

• Monthly close support

• Error correction & classification cleanup​

You Get:

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• Books you can trust

• Numbers that actually mean something

• A foundation strong enough to support real growth

Explore: Fractional Bookkeeping

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📊 Fractional Accounting

Accounting isn’t data entry. It’s operational discipline.

What’s Included:

• Full month‑end close

• AP/AR oversight & controls

• Payroll accuracy checks

• Balance sheet integrity reviews

• GAAP‑aligned reporting

• KPI dashboards that actually matter​

You Get:​

• Predictable reporting

• Zero surprises

• A finance function that finally behaves like a finance function

Explore: Fractional Accounting

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💼 Fractional CFO

Strategic financial leadership — without the full‑time CFO price tag​

This is where SMBs stop guessing and start scaling.

What’s Included:

• Cash flow forecasting you can trust

• Budgeting & scenario planning

• Pricing strategy + margin analysis

• Financial modeling for growth & hiring

• Board‑ready reporting

• Weekly or bi‑weekly CFO sessions

• Accountability across the entire finance function​

You Get:​

• Predictable cash

• Confident decision‑making

• A financial strategy that matches your ambition

Explore: Fractional CFO

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🧹 Cleanup & Catch‑Up

Fix the mess fast — then keep it clean.

 

Behind on books? Months? Years? We’ve seen worse — and we fix it all.

What’s Included:

• Full financial cleanup

• Reconciliations across all accounts

• Balance sheet corrections

• Revenue & expense reclassification

• Cash flow reconstruction

• Tax‑ready financials

• Transition into ongoing monthly support​

You Get:​

• Clean books

• Zero chaos

• A fresh start with real financial clarity

Explore: Cleanup & Catch‑Up

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⚙️ Systems Optimization & Technical Consulting

Your financial tech stack — optimized, integrated, and automated.

You don’t just need numbers. You need numbers that flow through your systems cleanly, automatically, and intelligently.

 

What’s Included:

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• ERP setup & optimization (NetSuite, QBO, Rippling, Gusto)

• Workflow automation

• Process documentation

• Operational finance consulting

• Multi‑entity consolidation support

• Technical accounting guidance (ASC 606, 842, 805, 350)​

You Get:​

• Faster processes

• Fewer errors

• A finance function built for scale

Explore: Technical Optimization

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🔍 The Financial Diagnostic 

Your fastest path to clarity — in 60 minutes.

Perfect for founders who want answers before committing.

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You Get:

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• A full review of your financial systems

• Identification of gaps, risks, and opportunities

• A prioritized roadmap

• Clear next steps

Outcome: Immediate clarity. Zero pressure. Maximum value.

Book: Financial Diagnostic

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Why Marks & Smart Works

Because SMBs don’t need “more bookkeeping.” They need financial leadership — fractionalized, affordable, and built for real‑world operations.

You get:

• A Controller who’s seen everything

• A CFO who knows how SMBs scale

• A partner who owns the numbers so you can own the business

Ready to Stop Flying Blind?

 

 

Your financial clarity starts the moment you decide it does.

Every month you delay fixing your financial systems, the risk compounds: missed cash signals, bad decisions, avoidable stress, and growth that stalls because the numbers aren’t trustworthy.

You don’t need a full‑time CFO. You need a seasoned operator who can step in now and stabilize the financial side of your business.

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In this call, you’ll get:

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• Immediate clarity on your biggest financial risks

• A fast stabilization plan tailored to your business

• A founder‑level conversation with someone who’s been in your seat

• A path to predictable cash flow and clean reporting

If you’re feeling behind, overwhelmed, or unsure what’s really happening in your business — this call is your turning point.

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Get Financial Clarity Today

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