Fix your cash flow, protect your margins, and scale with confidence.

Fractional CFO leadership and clean accounting for high-growth SMBs and startups-senior financial guidance without the full-time CFO salary.

Schedule Your Free Clarity Call

Your books are ‘fine.’ So why does every money decision still feel like a guess? Most small businesses do not have a bookkeeping problem – they have a clarity problem. We fix that.

Start with what your business needs now. We can clean up the past, build a clearer view of the future, or solve one focused financial challenge.

Fixed Scope

The Cleanup

Messy or delayed books made current, accurate, and decision-ready – usually in weeks, not months.

Best for: Catch-up work, unreliable reporting, or a finance function that needs a reset.

Monthly

Fractional CFO

Ongoing forecasting, dashboards, pricing and cash-flow strategy, plus decision support when the stakes are high.

Best for: Growing businesses that need senior finance leadership without a full-time hire.

2–4 Weeks

The Sprint

A focused engagement for one urgent outcome, such as fundraise preparation, a pricing overhaul, or a cash-flow plan.

Best for: A defined decision with a deadline.

Show a simple route from messy numbers to better decisions

Expose reporting gaps, cash-flow pressure, margin leaks, and the issues slowing growth.

01 Diagnose – Find the leaks.

02 / REFINE

02 Clean Up – Fix the foundation.

Bring the books up to date, accurate, and ready for real decisions.

03 Visibility – See what is ahead.

Build dashboards and forecasts that show where cash, margins, and performance are going.

04 Guide – Make smarter moves.

You do not need more reports. You need numbers you can trust and guidance you can act on.

Book a Free Clarity Call

Vertical Expertise

Experienced finance leadership, without the corporate runaround.

Startups

Secure your runway, manage burn rate, and prepare for fundraising.

Medical

Optimize billing workflows and maintain rigorous audit compliance.

Dining

Control food costs and master high-volume daily revenue cycles.

Engineering

E-comm

Increase inventory efficiency and measure true marketing ROI.

Service Agencies

Stabilize recurring revenue and maximize team billable hours.

120+ cash-flow systems optimized. Strategic CFO roadmaps for profit expansion. Over 30 years of delivering investor-ready financial insights.

“Before Marks & Smart, our monthly close dragged on for weeks and we were constantly surprised by cash crunches. Within 60 days, we cut our close time in half and finally had a clear view of runway and margins. Now we make hiring and pricing decisions with confidence instead of guesswork.”

“Before Marks & Smart, our forecasts were a spreadsheet guess and investors kept pushing back on our numbers. Within one quarter, we had a disciplined forecasting model and board-ready reporting. Now we walk into investor meetings with data we can stand behind.”

“Before Marks & Smart, we were growing revenue but had no idea which clients were actually profitable. Within 90 days, we had clean job costing and clear margin targets. Now we focus on the right work and have the cash to reinvest in growth.”